Strategies to Control Insurance Premium Spike from Rising Material and Labor Costs, and Supply Chain Disruptions

June 20, 2024 |

As a business owner, you may be familiar with the challenges of managing insurance premiums. However, in recent times, several factors have led to a sudden surge in insurance costs, particularly related to material cost increases, labor cost hikes, and supply chain issues. In this blog, we will discuss some practical steps that you can…

Maximize Your Business Insurance with Avon Insurance Associates Inc.

June 7, 2024 |

As a business owner in Indiana, you know that securing the right insurance coverage is crucial for protecting your assets, employees, and overall operations. But with so many options and complex policies, how can you be sure you’re getting the best coverage at the most competitive price? That’s where Avon Insurance Associates Inc. comes in.…

Spring Home Fix-Up: Tips for Cleaning and Gardening

April 10, 2024 |

As the winter chill fades away, it’s time to embrace the warmth and beauty of spring. It’s also the perfect opportunity to give your home a well-deserved fix-up, clean up, and revitalize your garden. In this blog, we will explore some tips to help you get started on your spring home improvement journey. 1. Clean…

Enjoy a Safe Spring Season with Comprehensive Recreational Vehicle Insurance from Avon Insurance Associates

March 28, 2024 |

As the vibrant colors of spring begin to bloom across Indiana, it’s time to dust off your recreational vehicles and gear up for some outdoor fun. From ATV adventures to boating excursions, this season brings a plethora of opportunities for Hoosiers to embrace the great outdoors. At Avon Insurance Associates, we understand the excitement that…

Insurance Risk Tolerance Tightening!

January 4, 2024 |

The insurance industry has always been a reactive industry. Premium rates are adjusted due to inflationary pressures, natural catastrophes creating billions of dollars of damage, supply chain issues and labor shortages across all industries. All these contribute to a tightening of insurance carriers risk tolerance. It isn’t as though they are risk adverse, but they…

Insurance Rates and Inflation

July 27, 2023 |

We are asked all the time, “why are my insurance rates increasing when I haven’t had any claims. First of all insurance is based on the law of large numbers, which means the cost of insurance and claims are spread over the entirety of policyholders and who has a significant savings to self-insure. Second, inflation…

contractors looking at paper with safety helmet on desk

Insuring Contractors: What You Need to Know

April 11, 2023 |

If you’re a contractor, it’s important to understand the importance of insurance. Insurance is a way to protect yourself and your business from financial loss in the event of an accident or other unexpected event. In this article, we’ll cover some of the key things you need to know about insuring contractors. Types of Contractor…