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As a business owner in Indiana, you know that securing the right insurance coverage is crucial for protecting your assets, employees, and overall operations. But with so many options and complex policies, how can you be sure you’re getting the best coverage at the most competitive price? That’s where Avon Insurance Associates Inc. comes in.…

As the vibrant colors of spring begin to bloom across Indiana, it’s time to dust off your recreational vehicles and gear up for some outdoor fun. From ATV adventures to boating excursions, this season brings a plethora of opportunities for Hoosiers to embrace the great outdoors. At Avon Insurance Associates, we understand the excitement that…

The insurance industry has always been a reactive industry. Premium rates are adjusted due to inflationary pressures, natural catastrophes creating billions of dollars of damage, supply chain issues and labor shortages across all industries. All these contribute to a tightening of insurance carriers risk tolerance. It isn’t as though they are risk adverse, but they…

We are asked all the time, “why are my insurance rates increasing when I haven’t had any claims. First of all insurance is based on the law of large numbers, which means the cost of insurance and claims are spread over the entirety of policyholders and who has a significant savings to self-insure. Second, inflation…