Being a business owner comes along with many responsibilities and one of those important factors includes managing the many things that can go wrong within your company on a daily basis. Business insurance, covers many different aspects a business would need coverage for. For example business insurance can help your business in the following situations:
- Protects against loss or damage to the business location and its contents.
- Protects your business if it would be sued.
- Coverage of business vehicles used
- Coverage of employee injuries on the job.
- Covers your business in case there is an interruption of business.
- Business Crime Insurance
- Business Interruption Insurance
- Commercial Auto Insurance
- Liability Insurance
- Property Insurance
- Umbrella Insurance Coverage
- Workers Compensation
If you don’t see something that fits your business model, call (317) 718-1747 today for a custom business insurance plan that fits your business.
Common Business Insurance Questions:
How Much Will Business/Commercial Insurance Cost?
The cost will vary depending on the insuring company you’re using and the specifics of the policy. The specifics fall into three common areas: general liability (which covers other persons property or personal injury), property covered owned by the policyholder, and the type of business. Each type of business has a cost of insurance that is based on the classification of that business. For example, a contractor’s insurance cost is based on the type of work the contractor does and the risk associated with that type of work.
Our agency can help you determine the best options for your business and will shop it to obtain the best possible price.
What Is Actually Covered by Business/Commercial Insurance?
Business insurance will generally cover a wide range of issues based on the policy type and the classification of business. The coverage normally covered under the policy is related to property damage, theft, lawsuits, liabilities, issues with employees, and other business expenses. The specifics may differ based on actual policies.
Our knowledgeable insurance agents can help identify the best coverage options for the type of business you operate as we have insured all types of businesses.
How Do I Submit a Claim If an Incident Occurs?
If an issue arises where you will need to file a claim on your policies to fund relief or repairs, you need to move as quickly as possible. The first step is to notify your agent if an incident occurs, even if you are not sure if a claim actually needs to be filed.
Your agent should guide you through the claims process, because the agents know the coverage the policy has and how it works for you. And our agency stays by our clients through every step of the process.